The CDCP is a federal program that helps eligible Canadian residents access dental care.
The plan helps pay for eligible services. It may not cover your entire bill, so understanding your benefits is an important part of treatment planning.
You must meet all four requirements.
No access to private dental insurance or coverage.
You and your spouse or partner, filed the previous year's returns.
Based on adjusted family net income.
You and your spouse or partner, are residents for tax purposes.
Apply through the Government of Canada. Applications are free; eligibility and enrolment are determined by the program.
Coverage depends on your treatment needs and the plan's rules.
Check your coverage start date on your letter or card.
book your appointment & have your member ID ready.
Discuss benefits and estimated costs.
We submit covered claims to Sun Life.
You pay any applicable co-payments and amounts not covered by the plan.
Your co-payment is based on adjusted family net income.
Adjusted family net income
CDCP pays
Your co-payment
Below $70,000
100%
0%
$70,000 - 79,999
60%
40%
$80,000 - 89,999
40%
60%
Have questions about our dental services? Find answers to common questions below, or contact us directly for more information.
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